Life Insurance, Annuities and Living Benefits
Life Insurance, Annuities and Living Benefits are core components in proper financial and wealth management planning.
Tompkins Insurance Services is an independent broker committed to helping the client and his advisors determine the right type of life insurance, annuity and living benefits solution.
Tompkins Insurance Services is a leading insurance specialist, with more than twenty years of experience in providing independent insurance advice. Our team will help assess life insurance, annuity and living benefit needs now and for the future, as well as educate the client and his advisors about the choices and options available in the market today.
Life Insurance designed to meet:
- Estate tax needs
- Tax deferral opportunities
- Buy/sell shareholder insurance needs
- Key person business requirements
- Income replacement for family needs
Annuities:
- Guaranteed Life Annuities
- Term Certain Annuities
- Insured Life Annuities
Living Benefits Insurance:
- Disability Income Insurance: covers loss of income due to sickness or injury.
- Critical Illness Insurance: provides tax-free funds in the event of a critical illness such as cancer, stroke or heart attack.
- Long-Term Care Insurance: provides funds to supplement the costs associated with a caregiver due to physical or cognitive impairment.